How to Stack Discounts: Combining Voucher Codes, Cashback & Loyalty Points Like a Pro
Ever wondered how some people always seem to get amazing deals online? It’s not just luck — it’s strategy.
The secret? Stacking discounts.
That means using multiple types of savings on the same purchase: voucher codes, cashback, loyalty points, referral links, and more. And yes — you can do it too.
In this guide, we’ll show you exactly how to stack discounts like a seasoned saver, so you can spend less and save more every time you shop in the UK.
🧱 What is Discount Stacking?
Discount stacking is when you combine two or more savings methods in one transaction. Think:
- ✅ A voucher code (e.g., 15% off)
- ✅ Plus cashback (e.g., 5% via Quidco or TopCashback)
- ✅ Plus loyalty points (e.g., Tesco Clubcard, Boots Advantage Card)
- ✅ Plus a referral bonus or student discount
It’s all about layering your savings to get the maximum value.
🎯 Why Stack Discounts?
Because one discount is great — but two or three together? That’s a steal.
Benefits:
- Save more on every purchase
- Feel like a shopping ninja 💪
- Get perks like free delivery, exclusive rewards, and bonus gifts
- Turn small savings into big yearly gains
Let’s break it down step-by-step.
🛍️ Step 1: Start with a Voucher Code
Voucher codes are the easiest way to save instantly.
Where to find them:
- MakeSaving.co.uk — we list only verified, UK-specific codes for hundreds of online shops.
- Retailer emails/newsletters
- In-cart popups or exit intent offers
Common types of voucher codes:
- Percentage off (10%–30%)
- Free delivery
- £ off when you spend a certain amount
- BOGO (Buy One, Get One)
🔍 Tip: Always search “[Store Name] + voucher code” on MakeSaving before checking out.
💸 Step 2: Add Cashback on Top
Cashback gives you a percentage of your spend back, paid out after your order.
Best cashback sites in the UK:
How it works:
- Sign up on a cashback site (it’s free)
- Search for your retailer
- Click their tracked link
- Make your purchase as normal
- Cashback appears in your account within days or weeks
Example:
Buy £100 of fashion from ASOS using:
- 15% voucher code
- 6% cashback from TopCashback
✅ Final savings: £15 from the voucher + £6 cashback = £21 total savings
🎯 Pro tip: Use cashback browser extensions so you never miss an opportunity!
🧾 Step 3: Redeem Loyalty Points
Loyalty programmes reward you with points, discounts, or freebies just for shopping.
Popular UK loyalty schemes:
- Boots Advantage Card – 4 points per £1 (worth 1p each)
- Tesco Clubcard – Redeem for in-store discounts or partner deals
- Nectar Card (Sainsbury’s, Argos, eBay)
- Superdrug Health & Beautycard
- ASOS A-Lister
- H&M Membership
How to stack it:
- Log in to your loyalty account before purchasing
- Apply any available vouchers or rewards
- Still use your cashback link + voucher code
🔁 Bonus: You earn loyalty points even on discounted purchases.
🧍♂️ Step 4: Add Student, NHS, or Key Worker Discounts
Are you a student or NHS worker? Don’t miss these extra savings!
Where to register:
- UNiDAYS – For students (get codes for ASOS, Apple, JD Sports, and more)
- Blue Light Card – For NHS, emergency services, social care
- Totum Card – Student and apprentice discounts
🔗 Some retailers even let you combine these with other discounts or codes — always test them at checkout!
🧧 Step 5: Use Referral Credits or First-Time Offers
If you’re shopping with a retailer for the first time:
- Look for welcome discounts (e.g., “10% off your first order”)
- Sign up for emails for exclusive sign-up codes
- Refer a friend to get bonus credits or discounts
Example:
- Get £10 off your first HelloFresh box + 15% voucher + cashback = tasty savings.
💼 Bonus: Credit Card Cashback & Bank Offers
Some credit and debit cards give automatic cashback on certain retailers.
Examples:
- American Express – Offers via the app (e.g., 5% back at Deliveroo)
- Lloyds, NatWest, Barclays – Cashback with eligible accounts
- Chase UK – 1% cashback on all spend (for 12 months)
Stack this with vouchers and loyalty points for even more value.
🔐 How to Stack Discounts Without Getting Rejected
Sometimes using too many tools can break the stack. Here’s how to avoid issues:
✅ Always click through cashback site last
✅ Don’t open new tabs after starting cashback
✅ Avoid browser extensions that interfere with tracking
✅ Only use 1 voucher code at a time (unless allowed)
✅ Log in to loyalty accounts before you checkout
📌 Test combos before committing, and take screenshots of applied discounts.
📋 Example: Fully Stacked Savings in Action
Let’s say you’re buying a £120 pair of running shoes from Nike.
- Use 10% off voucher code from MakeSaving.co.uk = £108
- Activate Quidco cashback at 4% = £4.32 cashback
- Redeem Nike membership rewards = £5 off
- Pay with Chase debit card = 1% cashback = £1.08
Total savings:
£12 (voucher + reward) + £4.32 (Quidco) + £1.08 (card cashback) = £17.40 saved!
🎯 Final Tips to Become a Discount Stacking Master
- 💌 Sign up for deal alerts on MakeSaving.co.uk so you never miss new codes
- 🧠 Plan purchases around cashback boosts and big sale events
- 📲 Install voucher and cashback extensions for automatic notifications
- 🧾 Keep records of your cashback claims to ensure payouts
- 🛒 Stack ethically – don’t abuse referral codes or mislead platforms
🚀 Ready to Maximise Your Online Shopping?
Now you know how to stack like a pro. From voucher codes to cashback to loyalty points, you’ve got all the tools to squeeze every penny of value from your purchases.
💡 And the best part? You don’t have to dig around for codes — we’ve done that for you.
We write rarely, but only the best content.
